Gensar (Paymentech) Address Verification (AVS) Codes

The following Address Verification System (AVS) codes and descriptions were received directly from Gensar (Paymentech). Please note that these codes and descriptions are subject to change without notice. For the most current information, contact Gensar directly.

Gensar (Paymentech) AVS RESPONSE Codes

Visa Description Mastercard Description Discover Description Amex Description

A Address matches, ZIP Code does not. A Address matches, ZIP Code does not. A ZIP and address both match. A Address only is correct.

E Transaction is ineligible for address verification.

G Global non-participant. Foreign card. Cannot verify address. G Global non-participant. Foreign card. Cannot verify address. G Global non-participant. Foreign card. Cannot verify address. G Global non-participant. Foreign card. Cannot verify address.

N Neither the ZIP nor the address matches. N Neither the ZIP nor the address matches. N Neither the ZIP nor the address matches. N Neither the ZIP nor the address matches.

R Issuer's authorization system is unavailable. Try again later. R Retry. System unable to process. R Issuer's authorization system is unavailable. Try again later.

S AVS not supported at this time. S AVS not supported at this time. S AVS not supported at this time.

U Unable to perform address verification because either address information is unavailable or the Issuer does not support AVS. U No data from Issuer/BankNet switch. U Unable to verify address. U The necessary information is not available. Account number is neither U.S. nor Canadian.

W 9-digit ZIP Code matches, but address does not. W Cardholder record

X Exact. All digits match, 9-digit ZIP Code.

Y Address & 5-digit or 9-digit ZIP match. Y Exact, all digits match, 5-digit ZIP Code. Y Address only matches. Y Yes, address and ZIP Code are both correct.
Z Either 5-digit or 9-digit ZIP matches. Address does not. Z 5-digit ZIP Code matches, but address does not. Z Zip only matches. Z Zip Code only is correct.

Gensar (Paymentech) AVS RESPONSE Codes
	Description		Description		Description		Description
A	Address matches, ZIP Code does not.	A	Address matches, ZIP Code does not.	A	ZIP and address both match.	A	Address only is correct.
E	Transaction is ineligible for address verification.
G	Global non-participant. Foreign card. Cannot verify address.	G	Global non-participant. Foreign card. Cannot verify address.	G	Global non-participant. Foreign card. Cannot verify address.	G	Global non-participant. Foreign card. Cannot verify address.
N	Neither the ZIP nor the address matches.	N	Neither the ZIP nor the address matches.	N	Neither the ZIP nor the address matches.	N	Neither the ZIP nor the address matches.
R	Issuer's authorization system is unavailable. Try again later.	R	Retry. System unable to process.			R	Issuer's authorization system is unavailable. Try again later.
S	AVS not supported at this time.	S	AVS not supported at this time.			S	AVS not supported at this time.
U	Unable to perform address verification because either address information is unavailable or the Issuer does not support AVS.	U	No data from Issuer/BankNet switch.	U	Unable to verify address.	U	The necessary information is not available. Account number is neither U.S. nor Canadian.
		W	9-digit ZIP Code matches, but address does not.	W	Cardholder record
		X	Exact. All digits match, 9-digit ZIP Code.
Y	Address & 5-digit or 9-digit ZIP match.	Y	Exact, all digits match, 5-digit ZIP Code.	Y	Address only matches.	Y	Yes, address and ZIP Code are both correct.
Z	Either 5-digit or 9-digit ZIP matches. Address does not.	Z	5-digit ZIP Code matches, but address does not.	Z	Zip only matches.	Z	Zip Code only is correct.